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Friday, February 03, 2012
For Refinance loans
30 Year Fixed:
*3.875%- No Points
APR 4.042%
15 Year Fixed:
*3.125%- No Points
APR 3.417%
Posted rates assume single family owner occupied refinance of $180,000 dollars
30 day rate lock
740 credit score
Taxes & insurance are escrowed and no cash out over 60% LTV
Thinking of Purchasing or Refinancing?
Here's how to get ready;
Submit your application online.
I will email an Authorization form to pull credit.
Fax your most recent W2 and pay stub or 2 years federal tax returns if self-employed to my Efax at 978-965-8604.
I will verify income, assets and credit then submit the application to Fannie Mae's Automated Underwriting for results.
In seconds I'll have an answer for you!
It's that easy! |
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1. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
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Call Dennis 7 days a week at 978-258-3791 to get Pre-Qualified on your new purchase!
Or apply online!
Your Town Mortgage works with lenders through their wholesale divisions. Their Processing and Underwriting staff are eager to close your loan on time. I work closely with my clients and the lenders staff to provide you with personal service. You are not just a loan number to me. I will do my best to get your purchase or refinance closed on time! Call or email me today so we can discuss your purchase or refinance!
Dennis Casamasina
How much is your home worth today?
Click this link below for an estimate!
http://www.eppraisal.com
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