Dennis J. Casamasina of Your Town Mortgage has been financing all types of Real Estate in Massachusetts for over 14 years. Today over 95% of my business comes from referrals. I asked some of my clients to express in their own words how they felt about me. Here is what they said;
I met Dennis Casamasina at a Citizen’s Housing and Planning Association (CHAPA) program, “First Time Homeowner’s Workshop”, to aid consumers in purchasing affordable housing. My dream was to own my own home when I reached age 55 in order to aid in securing my financial goals for retirement. Speakers were there every night to educate and counsel prospective home buyers and aid them in making informed decisions regarding the home buying process. Dennis’ presentation was so easy to follow and gave great ideas for creative finance. All the forms were included which made it very convenient to start the application process. After participating in five lotteries, I won a chance to purchase a single-family home in Merrimac, Ma. I immediately contacted Dennis to start the process for approval. He was very enthusiastic and encouraged me all the way from May until I closed in October. He was always patient, courteous and ready to assist in any way possible. The closing with his company was very prompt and efficient. "Dennis' is one of the most respected professionals I have ever encountered".
Laura Gardner, Merrimac, MA
We first met Dennis at a new home buyers training that was run by the state. Both my wife and I were impressed with the way he presented the information, his wide range of knowledge in the area of home financing and his ability to answer questions with clarity. I made a point to keep his card when the program was finished. We did not call him until almost 2 years later, but it seemed we picked up right where we had left off. He even remembered our names which was very impressive. Dennis was a great help as we went through the pre-qualification process. Having the pre-qualification in hand made it very easy as we did our home search. Once we found a property, Dennis did a great job in keeping us informed of what we needed to do and how things were progressing in general. Even though getting to the closing in our purchase was difficult because of issues with the seller, I never doubted it would happen. Dennis did a great job. Working the real estate agents, the bank attorney, the seller, and the seller’s attorney everything was finally completed. Now we are in our new home, thanks in no small part to Dennis’ efforts. My wife Nan & I would recommend Dennis to you without reservation!
Tom & Nan Caiazzo, Lowell, MA
"I have been working with Dennis since he taught at a first time home buyers class that I took. He is always quick to respond to my calls and very willing to spend as much time as I need to help me fully understand all the information I have questions about. Although I have not yet found a home in my price range I appreciate all the time and effort Dennis has given me. I have tried many different avenues to purchase a home and Dennis has been very helpful with the information I must supply to be successful".
Sarah Allain, Dracut, MA
I've known Dennis since our High School days 25+ years ago. Words can't express what a trusted and valued asset he has been since helping with my very first mortgage. He loves what he does and really knows what's going on in the mortgage and real estate businesses including the advantages and disadvantages of current and historic trends. More important, he's not trying to sell me anything. He works patiently with me to ascertain my goals and needs then helps me understand available options to meet them. Then he let's me decide. His advice has helped me increase my credit rating and secure better rates. That first time I went in to close on a mortgage one of the attorneys commented that it obviously wasn't my first mortgage - "most people aren't so relaxed signing all the papers". Looking across the room at Dennis reminded me of how fortunate I was to have such a knowledgeable and trustworthy friend for my mortgage broker.
Larry Reynolds, North Andover, MA
I would highly recommend Dennis Casamasina to assist you in obtaining a home loan.. From day one, his patience, knowledge and ability to educate regarding the lending process created reassurance as a consumer. During this turbulent economic time, it’s comforting to know that good work ethic, integrity, and customer services still exist, which exemplify his success.
Robin and Christa, Haverhill, MA July-2009
Our recent experience with Your Town Mortgage has been great. Dennis Casamasina was extremely professional. His communication was always prompt. His knowledge in this industry is incredible. He described each part of the lending process to us in detail, which allowed us to feel comfortable and well informed. I would not hesitate to recommend Dennis and Your Town Mortgage to my family, friends, and colleagues, in fact I already recommended him, 2 days after we closed on our new home!
Derek and Sarah Foxborough, MA 2010
Dear Homeowner,
It's important for you to know who you are working with. I am licensed through the Nationwide Mortgage Licensing System and Registry as a Mortgage Broker and Mortgage Originator. New laws require that I have completed 20 hours of pre-license education, passed the National and State Component tests and the State CORI and National FBI criminal background checks.
In addition to the pre-license requirements, I am required to complete 8 hours of continuing education each year and submit my personal credit report to the NMLS & Registry. I also hold a California Realtor License that I received in 1986. Although inactive, I am required to renew the license every 4 years and complete 45 hours of continuing education in a variety of courses related to housing.
You can be assured that you have chosen a reputable licensed Mortgage Broker and Mortgage Originator to assist you with your Real Estate financing needs in Massachusetts. My goal is to provide you the lowest rates with prompt service and advice for all your Real Estate transactions in the state 7 days a week.
Please click this link below to verify my license status and verify who you are working with.
http://www.nmlsconsumeraccess.org/Home.aspx/MainSearch
Contact me today for your new home purchase or refinance!
Dennis J. Casamasina
Owner Manager/Mortgage Originator
Massachusetts Mortgage Broker License: MB1050
Massachusetts Mortgage Originator License: MLO10032